Best Mortgage Rates In Ontario For 2026
Ontario's average home price nears $850,000, making mortgage rates crucial. Top lenders offer varied options: low rates for homes under $1M, wide term selections, and programs for self-employed or newcomers. Fixed and variable rates differ in stability and cost. Insured mortgages require under 20% down payment; uninsured need 20%+. Factors affecting rates include credit score, […]
Ontario’s new $130,000 HST rebate takes effect today: How to claim it on your next home purchase
Ontario's temporary one-year HST rebate expansion offers up to $130,000 savings on newly built homes priced up to $1 million, with rebates decreasing for homes between $1.5 million and $1.85 million, and a $24,000 rebate for homes above $1.85 million. Eligible purchase agreements must be signed between April 1, 2026, and March 31, 2027, with […]
Canada Real Estate Rebound Window Opens
Canadian home prices softened in major markets through much of 2026, creating what observers described as a potential sweet spot before activity strengthens again. In Late-Q2, Toronto's benchmark home price was $941K, ↓~5% yearly, while Mid-Q2 British Columbia avg. prices reached $948K after a ↓~1% move. Across Canada, an industry association said avg. prices ↑~2% […]
Housing Vibe Shift Buyers Shouldn’t Ignore This Summer
Summer's vibe changed: buyers negotiate more while panic bidding keeps fading across many Canadian markets. Prices aren’t crashing, but they’re flattening after falling from 2022 peak levels. Waiting isn't always safer; CREA still forecasts Canada's average home price to rise 1.5% this year. This summer's real vibe? Preparation beats prediction when markets quietly shift before […]
Ontario Homes: Slightly More Affordable Now
Current assessment data pointed to slightly better affordability across Ontario, with 24% of homes below $500K provincewide in current valuations overall now. Nearly half of Ontario condos are now valued below $500K, making the condo segment a major reason affordability looked somewhat better provincewide. An expert said higher borrowing costs reduced demand across Ontario, helping […]
Toronto Affordability Improves as Condo Prices Fall
Toronto helped lead recent affordability improvement as weaker home prices eased buyer pressure, especially in condos, though the city still remained among Canada’s toughest markets. Sharply lower condo prices in Toronto rolled back much of the pandemic-era affordability damage, bringing condo values nearly back to their Late-Q4 2019 level. Even after that condo-driven relief, Toronto’s […]
Short-term rental seasonality: factors that affect your profits
Short-term rental success relies on understanding local seasonality, with peak times varying by location. High-seasonality markets offer higher but riskier profits, while low-seasonality markets provide steadier income. Hosts should adjust pricing, minimum stays, and guest targeting based on seasonal demand. Continue to full article
Lessons from the first half of the 2026 housing market
The housing market in early 2026 showed normalization rather than extremes, with inventory above pandemic lows but below pre-pandemic norms. Demand remained resilient despite higher mortgage rates. Market strength varied locally, with some Midwest and Northeast areas outperforming Sun Belt markets, which are returning to traditional conditions. Inventory growth slowed and new listings stayed below […]
Residential Buildings Market Forecast Points Higher Toward 2035, Driven by Urbanization and Green Retrofits
The global residential buildings market is projected to grow at a 3.2% CAGR through 2035, driven by urbanization, population growth, and rising middle classes in emerging economies. Mature markets focus on renovation, energy retrofits, and high-density projects. Key trends include modular construction, energy efficiency, and affordable housing. Risks involve high interest rates, labor shortages, material […]
Ontario’s Under-$500K Share Is Rising
Ontario homes below $500K now make up nearly 24% of the market, up from 17% in 2022, pointing to a market rebalancing. Even with that progress, Ontario stayed far from decade-ago affordability: homes below $500K were 67% then, while homes above $1M eased to ~25% today. Condo affordability shifted fastest: 46% of Ontario condos were […]